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Grant Money For College

Rodney Said:

Where can i find grant money for college other than the federal or state government?

We Answered:

Most colleges will offer student loans guaranteed by the federal government (stafford, perkins loans, etc.) on top of state and federal need-based grants.

The best method for getting more aid would be to fill out your FAFSA the moment you file your taxes (next year; try to do this all at the end of January) as need based aid is often first come-first serve.

In addition to this, you can talk to financial aid office at the college you want to attend and see if they have a scholarship packet that you can fill out, or scholarship / aid workshops that you can attend.

I have been through 3 colleges and most of them offered these sorts of services, a great help when I needed it most.

All this failing, if you can get help from your parents you may be able to get a PLUS loan (Parent Loans for Undergraduate Students) or a third party loan with any credit worthy co-signer.

Good luck, it can be intimidating but it gets easier each year!

Barry Said:

Do I get to keep extra college grant money?

We Answered:

Yes, depending on what state you live in, you may get 2 refund checks. At my school, we get the federal refund 15 days after school starts and the state refund comes in October.

Please note, however, not all state grants are refundable.

Samantha Said:

Does anyone know how to get free grant money for college?

We Answered:

Grant money is some of the hardest money to find. Aside from a few gov't grants (ie. Federal Pell Grant), the rest will be merit based. You're going to need to demonstrate top grades and apply to very competitive grants.

Your best bets will be private student loans. That's going to be the easiest to get and the most common form of financial aid. You aren't going to get any free money unless you can convince a lot of people you're worth the investment.

Theodore Said:

Is it better or worse to carry a mortgage debt when trying to secure scholarship or grant money for college?

We Answered:

When I applied for scholarships and grants my mortgage had no affect on the outcome (I am going to school in Georgia). I will tell you that having a mortgage over my head in addition to going to college really adds to the stress level.

Jonathan Said:

Whats the best website to use in order to get grant money for college?

We Answered:

Check out Federal Student Aid Web Site or FAFSA http://www.fafsa.ed.gov/

I suggest you explore all federal funding and grant options at the Federal Student Aid website http://federalstudentaid.ed.gov/

You may also want to read the Handbook of the Pell Grant -- this is an 86 page document that contains everything about the grant
http://ifap.ed.gov/sfahandbooks/attachme…

Or you can call the Federal Student Aid Information Center http://www.ed.gov/programs/fpg/gtepfpg.p… at 1-800-433-3243 and ask them if there are any programs for you

Aside from FAFSA http://www.fafsa.ed.gov and Pell Grant http://www.ed.gov/programs/fpg/index.htm… , you may want to explore private foundation grants

Also check out Fastweb http://www.fastweb.com

For private grants, you may want to check the Foundation Center's Foundation Grants for Individuals Online http://gtionline.fdncenter.org . It's a subscription based website ($9.95 per month) and their opening blurb says that the database is ideal for "students, artists, academic researchers, libraries and financial aid offices." You may be able to find grants from private foundations.

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