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Motor Comprehensive Insurance

Jesus Said:

Does being fully comprehensive on car insurance mean you can drive other cars?

We Answered:

Yes in most cases you are covered to drive other people's cars but there are a few exceptions.

Eleanor Said:

Why did the insurance company offer me such a low amount for my car?

We Answered:

The first problem you have is your carrier. TV commercials are not always real life. Unfortunately, cheapest is not always the best deal.

The policy pays actual cash value and unfortunately, too many companies like to low ball the offer and hope you take your money and go away. You need to find proof that your car is worth more and get it to your claims adjuster to argue your case.

Hilda Said:

Motor Car Insurance inquiry?

We Answered:

If he is still on his L Plate then it should be okay... you should be covered. I am a registered driving instructor who has in past and present taught students in there own family car..... but in saying that we have never had an accident. Some insurers will do anything to get out of paying a claim. But while his still learning your premium should not be affected....it would just be your excess that's affected....
but it would be worth a phone call . It's when they get on there P'plates is when the premium goes sky high.

Terrence Said:

Difference Between Comprehensive and TP FT Motor Insurance?

We Answered:

You can compare how the insurance quotes would change, for example here - carinsurance.enacre.net

Tyler Said:

motor insurance query?

We Answered:

At that age you will not be able to get him short term insurance as no one does it for 17 year olds

Betty Said:

A crane mounted on truck droped the cargo on the truck itself, Is claim for damage to the truck valid?

We Answered:

The crane and the truck are one and the same vehicle, so I can't see why a claim on fully comp. wouldn't be valid.

If this is not the case, then the crane IS the cargo, so surely the claim would go to the insurer of the crane, and not the lorry.

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